Honey is walking her dog through the Bronx when an abandoned storefront catches her eye. Inside a large bank, a loan officer informs Honey that the property costs $170,000 and requires a 10% down payment to hold. Honey explains that this space would be perfect for a dance studio, and offers the bank half the down payment if they allow her 30 days to come up with the rest. The loan officer agrees.

At Michael Ellis Productions, a large group of neighborhood kids, including Benny, perform a dance routine for Michael, Ginuwine, and Ginuwine's entourage. Everyone is excited by the kids' dance moves, but no one is more excited than Honey when she learns that Michael plans to use them in Ginuwine's video. Michael also tells Honey that she must attend an important meeting that night, forcing her to regretfully cancel her weekend in Atlantic City with Gina and the girls.

That evening, however, Honey finds out that Michael's meeting is actually a fabulous industry party to which she will be his date. Once there, Michael's intentions become clear, as he boldly comes on to her. Honey is shocked and slaps Michael in the face, saying she'll do him the favor of pretending this never happened.

Once again, Honey exhibits an almost supernatural ability to locate a catalyst for the next plot development; just as she stumbled upon Raymond sulking outside a barbershop, and managed to find Benny hiding out in a random Chinese restaurant, by now it seems reasonable that Honey should view her life as an ongoing treasure hunt for plot points. This would certainly explain the blissful grin of accomplishment Honey displays as she skips away from a location most individuals would dismiss as a hobo toilet.

This is in sharp contrast to the initially combative interaction between Honey and the loan officer at the bank. As Honey stands with one hand planted on her hip, clad in a sloppily altered toga top, wearing a solemn facial expression to indicate that she isn't fooling around when it comes to getting troubled kids off the streets, the loan officer pointedly reminds Honey that the down payment is in the thousands and not, in fact, $17; this comment might seem condescending if not for the reasonable possibility that Honey actually expects a discount of $16,983 just for being Honey.

Nevertheless, the loan officer's demeanor suggests that she is not interested in selling the property at all, and the viewer is once again witness to a carnival of unprofessionalism, as Honey counters the loan officer's vague haughtiness with bargaining tactics not usually favored inside a federal financial institution. While Honey's noble intentions for the space garner some sympathy from the loan officer, it doesn't change the fact that Honey offers to write her a check 15 seconds after being told the down payment must be in cash. Thus, with the loan officer's cheerful acceptance of Honey's check, we can only conclude that Honey is totally being scammed.

As we see Honey's troupe of tiny dancers auditioning for Michael Ellis and Ginuwine, we note the remarkable growth in Honey's choreography, in that she has actually done any this time. In particular, Ginuwine and his obese companion nod their approval in response to the neighborhood kids' dance moves. Michael, on the other hand, seems more enthusiastic about the party he fools Honey into attending, though even this is accomplished with much mumbling and looking down; though it seems doubtful that someone in Michael's position would be so inexperienced in the art of misleading or smooth-talking, it is perhaps less than surprising that he is incompetent even at being unprofessional.

Though the audience is not permitted to hear Gina's side of the conversation as Honey flakes on her birthday, it is safe to assume Gina's extreme distress at the prospect of paying for anything herself this weekend. Unfortunately, Honey has greater issues to deal with, as Michael enters her apartment having clearly lost his mind: after bounding upstairs to her door in exactly 10 seconds and smooching Honey inappropriately on the cheek, Michael immediately demands, "You got any juice?" before pawing through her refrigerator, perhaps having heard the rumor that orange juice will intensify a magic mushroom trip.

Interestingly, for someone who is supposedly unhappy to be here instead of in Atlantic City with her classy girlfriends, Honey looks positively overjoyed as she exits a limousine clutching Michael and gazing into his eyes. But although we can briefly entertain the possibility that Honey is secretly relieved to be at this party instead of slumming in Atlantic City with Gina, Honey reveals true loyalty to her gender-ambiguous best friend as she steps out to leave Gina a despondent voicemail with some gambling advice.

Meanwhile, Michael reveals that he needs no advice when it comes to the art of seduction; after sneaking up behind Honey and striking an erotic pose, Michael makes his move and is tremendously shocked at Honey's violent rebuff. His reaction is certainly rational, as it seems unthinkable that Michael's erotic pose has failed to enchant any woman before Honey. She, on the other hand, is equally shocked to discover that Michael has feelings for her, rendering her perhaps the most oblivious woman to ever grow up in the Bronx, or on planet Earth.

To further deconstruct what makes the world of Honey so magical, we take a closer look at one scene compared with how it might play out in the real world.

MOVIE

Loan officer : 477 Castle Hill Avenue will go for about $170,000.
Honey: So, seventeen down?
Loan officer: Seventeen thousand down, yes. In cash.
Honey: How about I give you half the down payment now, and you give me 30 days to come up with the rest? If I don't, you put it back on the market.
Loan officer: Why do you even want this property? It's just an empty storefront on a bad block.
Honey: It's perfect for a dance studio. Maybe even a dance school for the whole neighborhood. So am l writing a check or not?
Loan officer: By all means.

REALITY

Loan officer: 477 Castle Hill Avenue will go for about $170,000.
Honey: So, seventeen down?
Loan officer: Seventeen thousand down, yes. In cash.
Honey: How about I give you half--
Loan officer: No.